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SBS Digital Banking Suite

Design, build and run your digital native bank

SBS Digital Banking Suite is a comprehensive digital banking platform that empowers financial institutions with next-gen platform to enhance customer engagement via modern mobile-native and web experiences. Future-proof your business with a customer-centric approach—featuring seamless onboarding, personalized marketing offers and AI-enhanced journeys that drive growth and loyalty.

Forrester Wave Q2 2026 Contact us
Highlights

Trusted by banks, proven by results

SBS Digital Banking Suite is a leader in digital banking solutions and a trusted partner for financial institutions worldwide. Celebrated by top global analysts such as Forrester, Gartner, and Omdia, we are recognized for our unwavering commitment to excellence and innovation.

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Benefits

Why SBS Digital Banking Suite

  • Elevate customer engagement

    Deliver elegant & intuitive customer experiences with a mobile-first digital banking platform designed to seamlessly handle modern-age banking needs.

  • Deepen customer relationships

    Roll out new products and services with agility and ease. Leverage customer intelligence to drive personalized offers, creating lifelong banking relationships.

  • Drive new customer acquisition

    Accelerate customer & deposit growth with a frictionless end-to-end onboarding experience that serves as your welcoming digital front door.

  • Unlock new revenue streams

    Expand offerings by integrating third-party solutions, enabling personalized banking and non-bank services to drive revenue growth and customer loyalty.

Awards & recognitions

SBS Digital Banking Suite

Can your tech keep up with customer expectations?

Transform your business through a modernized infrastructure with a cloud-native, easily configurable, AI-powered digital banking platform that delivers exceptional customer & employee experience.

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  • Seamless system integration

    Connect core and digital banking with an end-to-end integration and native CBS connectivity. Streamline processes for a unified banking experience.

  • Cloud-native flexibility

    Deliver superior performance, scalability, and cost efficiency with private cloud or SaaS, enabling continuous deployment and innovation.

  • Data-driven insights

    Empower employees to optimize operations, boost performance, enhance engagement, and drive revenue with out-of-the-box dashboards.

  • Highly configurable platform

    Agile innovation with no-code/low-code tools and an open extensibility framework, enabling rapid deployment of new features and services.

Functionalities

Designed to build the bank of tomorrow

A full range of off-the-shelf digital banking capabilities—powered by AI, enabling open finance and offering a third-party marketplace.

Seamless account opening experience

Frictionless end-to-end digital onboarding with KYC for new customers. Quick new product subscription for existing customers. Adopt an omnichannel, localized, and personalized digital banking solution.

    Intelligent and personalized experiences

    Empower users with real-time insights, financial dashboards, open banking aggregation, and secure account management—all in one app.

      Fast and secure global payments

      Enable instant, card, P2P and virtual payments with built-in compliance. Support Apple Pay, Google Pay, cryptocurrency, and Request-to-Pay.

        From origination to pay-off

        Fully digital and automated loan origination, with self-service loan management, driving revenue growth and efficiency.

          Artificial Intelligence

          Deliver smart, secure and engaging AI-powered experiences

          Revolutionizing digital banking, our contextual generative AI experiences deliver personalized financial insights for your customers and your employees.

          Book a demo Data & AI at SBS

          • Personalize financial insights in real-time

            Deliver customized financial analysis and recommendations, helping customers optimize spending and achieve financial goals.

          • Enhance user experience with smart automation

            Simplify navigation with predictive autocompletion, deep-linking, and AI-powered FAQs. Ensure seamless, fast and intuitive support.

          • Empower your employees with AI agents

            Leverage specialized agents for smarter and more effective customer service, campaign management, and new product launches.

          • Ensure security and regulatory compliance

            Maintain strict data access control with robust AI guardrails, ensuring compliance and preventing misuse.

          Technology

          Build tomorrow's bank, today

          • Own and leverage data

            Gain full control over your data with seamless export, integration, and customizable dashboards. Merge your bank's data processed by SBS with your own data lake for advanced insights and management.

          • Open APIs & marketplace

             Through regulated open banking APIs & iPaaS, our SBS Open Banking Platform enables seamless third-party data integrations, enhancing banks' offerings and customer experiences.

          • Security and compliance

             We prioritize security with Zero Trust principles, and ensuring compliance with global and local regulations such as KYC and AML, safeguarding your data with utmost diligence.

          Discover

          This is banking, reimagined

          From complexity to clarity, from systems to experiences. SBS Digital Banking Suite helps banks move beyond legacy constraints to deliver seamless, connected experiences customers trust.

          Transcription
          If experience drives growth, why is your bank still behind?

          Every delay, every broken journey, every silent dropout. Legacy tech breaks trust, and when trust breaks, customers don't come back. SBS Digital Banking Suite is your clean slate. Built for a world where banks move like startups and think like tech giants. Future-ready, connected, and designed around your customers. Part of a unified ecosystem, easy to design, fast to launch, and built for scale. Now your bank thinks ahead with AI at every touch point. Anticipate, act, and earn trust. Your teams move faster, customers stay longer, and your full potential unlocked.

          If you could rebuild your bank today, why make them wait? All it takes is a conversation. Let's talk.
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          The next-gen digital engagement solution for all your needs

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          FAQs

          Find answers to our most commonly asked questions about SBS Digital Banking Suite.

          Implementation can be completed in as little as 90 days using our model bank approach, allowing you to go live with a completely redesigned digital platform with modern mobile and web channels.

          SBS Digital Banking Suite is a unified, end-to-end digital platform that connects customer journeys directly to core banking systems. Unlike fragmented front-end solutions, it enables banks to modernize incrementally, evolve legacy digital layers, and deliver new services faster through a modular, low-code architecture without disrupting existing operations or creating vendor lock-in.

          Yes. The suite is modular and highly configurable, supporting challenger banks as well as large, established institutions. Banks can adopt DBS incrementally or at scale, depending on their strategy, regulatory context, and transformation roadmap.

          SBS Digital Banking Suite supports end-to-end digital banking services across customer engagement, core banking workflows, data, and ecosystem integration. This includes digital onboarding for retail and SMEs, daily banking, payments, lending, cards, perpetual KYC, marketing activation, analytics, AI-powered user experiences, and open banking services—natively connected to core banking systems and external payment ecosystems.

          Yes. SBS Digital Banking Suite supports on-premises, private cloud, public cloud, and hybrid deployments. This flexibility allows banks to meet regulatory, security, and operational requirements while supporting high volumes and multi-channel digital usage.

          SBS Digital Banking Suite integrates with core banking systems through prebuilt connectors, APIs, and orchestration layers. This ensures real-time data consistency and enables banks to modernize digital channels without replacing their core or disrupting ongoing operations.

          With SBS Digital Banking Suite, banks can configure user interfaces, workflows, business rules, and product catalogs to reflect local markets and customer segments. This enables differentiation and agility while maintaining governance, security, and regulatory compliance.

          Yes. The SBS Digital Banking Suite supports multi-currency accounts, cross-border payments, and regulatory requirements across multiple jurisdictions, making it suitable for banks operating across Europe, MEA, and international markets.

          SBS Digital Banking Suite is API-first and ecosystem-ready, enabling secure integration with fintechs, third-party providers, and partners. Banks can embed banking services into external journeys or collaborate with partners while retaining control over compliance, data, and customer relationships.