Scale high-volume dealer portfolios without complexity
Industry challenges
Navigating a complex lending landscape
Responding to a fast-moving lending market
Independent lenders must make timely credit decisions, service dealers efficiently, and maintain an accurate view of exposure across complex automotive, equipment, agricultural, and powersports finance portfolios.
Scaling and modernizing operations
Portfolio growth increases the workload of underwriting, funding, payments, title administration, and dealer servicing. Fragmented, manual systems make these harder to standardize, raising costs and limiting scale.
Managing risk across diverse portfolios
Independent lenders often finance multiple dealer types, asset classes, and geographic markets. Frequent inventory turns and evolving market conditions make risk monitoring and real-time portfolio visibility increasingly important.
Meeting dealer expectations for speed and service
Dealer networks rely on rapid credit decisions, responsive servicing, transparent reporting, and easy access to account information. Delays and disconnected systems can create friction and impact relationships.
Solutions built for independent lenders
Independent lenders face high volumes, multi-rooftop networks, and shifting borrower profiles. SBS delivers visibility, efficiency, and control.
Account & loan management
Centralize account data and automate loan servicing from origination to payoff.
Dealer & supplier portals
Give dealers and suppliers fast, self-service access to accounts, requests, and servicing activities.
Funding & purchasing
Streamline funding and purchasing workflows across your dealer network.
Collections & payments
Automate payment processing and simplify collections management.
Underwriting
Accelerate credit decisions with automated, configurable workflows.
Title management
Track and manage titles accurately across your entire portfolio.
Risk & portfolio monitoring
Monitor exposure and performance in real time, across markets and asset types.
Reporting & business intelligence
Turn portfolio data into clear, actionable insights for smarter lending decisions.
Express your needs
Over the years, we’ve partnered with hundreds of clients across the globe, from disruptive fintechs to established financial institutions. We've helped them turning strategic needs into tailored, scalable solutions.
Contact us
Because in this industry, excellence lies in the details. And no two projects should ever look the same. Our team of experts will get back to you shortly with a carefully tailored solution.