Hybrid floorplan audits, built for scale
Built for US banks, OEM captives and independent finance companies, SBS Digital Audit helps automotive and equipment lenders replace rigid field audits with hybrid models that improve inventory control, strengthen risk oversight and scale across dealer networks.
Proven results for hybrid audit performance
Deliver measurable impact across cost, speed and audit coverage. By combining hybrid audit models with real-time data and automation, lenders can reduce operational overhead, complete audits faster and scale efficiently across dealer networks while maintaining full control and visibility.
Lower audit costs
Reduce reliance on field audits using hybrid and self audit models to cut costs while maintaining control.
Faster audit
Complete audits faster using digital tools and real time workflows to identify and act on risk sooner.
Assets audited
Support billions in asset value audited each year across large lender portfolios and dealer networks.
Active audit locations
Scale audit coverage across all of your dealer locations with flexible, network ready deployment.
Benefits
Drive smarterfloorplan auditing with hybrid models
Prioritize risk driven audits
Move beyond fixed cycles. Use real time data and rules to target high risk dealers and assets, focusing effort where it reduces exposure most.
Optimize auditor resources
Reduce reliance on field auditors with dealer self audits and oversight. Reallocate teams to higher value work without reducing audit coverage.
Real time risk visibility
Gain real time visibility across dealer networks with live data and analytics. Identify issues early and act faster without waiting for delayed reports.
Flexible audit coverage
Combine self audits with targeted inspections to create a flexible hybrid model. Adjust audit type and frequency by risk while scaling coverage.
Built in controls for trusted and secure audit execution
Ensure every audit is accurate and verifiable. The platform uses real time validation, automated checks and behaviour tracking to prevent fraud and detect anomalies. This protects audit integrity across dealer networks and supports compliant, defensible processes at scale.
Secure and verified data capture
Enforce live image capture only, blocking uploads and preventing tampering to ensure all audit evidence is authentic and verified at source.
Location validated audit controls
Use GPS, geofencing and network validation to confirm audit location and prevent false reporting across distributed dealer networks.
Automated AI audit verification
Apply machine learning to validate images for accuracy and quality, reducing human error and ensuring audits meet defined standards.
Behaviour and fraud monitoring
Track user activity and audit patterns to detect anomalies, flag risks and prevent fraudulent behaviour during audit execution.
Power hybrid audit execution, control and risk insight
Run, control and monitor hybrid audits across automotive and equipment portfolios using digital tools built for dealer networks and inventory risk management.
Capture inventory and asset audit data
Run audits with image, video and NFC tools using live capture. Support dealer self audits across vehicle and equipment assets while maintaining structured, consistent audit data.
Deploy audits by dealer risk profile
Combine self audits and inspections in one strategy. Enable audit types by dealer risk and asset profile across networks with full visibility and control.
Configure rules users and locations
Control audits through a central dashboard. Configure rules, users and locations, track activity and maintain consistency across dealer commercial lending operations.
Monitor inventory risk in real time
Use dashboards and alerts to analyse audit data, monitor inventory risk and improve portfolio visibility across dealer networks and funded assets.
Technology
Technology built for dealer audit scale
The next-gen platform for all your asset finance needs
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Frequently Asked Questions
Common questions about how SBS Digital Audit verifies financed inventory, from audit methods to deployment alongside your existing systems.
Digital asset audit software lets lenders verify that financed assets (vehicle or equipment inventory) are still on a dealer’s lot and match the lender’s records, without a physical auditor visiting in person every time. SBS Digital Audit uses photo, video, and NFC verification to run these checks remotely.