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Backed by a strategic partnership between BNP Paribas and BPCE, two leading players in the French banking market, Estreem positions itself as a major force in the card payments sector, covering software publishing, operations management and software operation. The company is driven by a strong ambition to become the number one card processor in France and rank among the top three processors in Europe through technological innovation and continuous improvement.

Discover how Estreem, the joint venture between BNP Paribas and BPCE dedicated to payment services, is reinventing card operations management by partnering with SBS, combining operational excellence, compliance, and innovation to become a leading BPO Cards & Acquiring player across EMEA. In this interview, Vincent Querette, Deputy CEO of Estreem, shares how Estreem is industrialising processes and strengthening its production chain through this partnership with SBS. From accelerating time-to-market and enhancing quality standards to building a more reliable and scalable card management platform, Estreem is demonstrating how this partnership can drive both performance and sustainable growth.

“SBS is a perfect partner for us, because this company understands the payment world.“

Vincent Querette, Deputy CEO

They chose SBS

Estreem set out to industrialise its card processing operations and strengthen its production chain as it works to become a leading BPO Cards and Acquiring player across EMEA. The partnership with SBS centers on a card management system that needed to function simply and reliably for day to day operations, while also supporting a complex, multi-year project. Estreem was looking not only for short term operational stability but for a partner able to commit to a long term strategy, including expansion into new geographies and new customer segments, all while keeping the platform as standardized as possible to support future growth.

Interview with the Deputy CEO

Estreem chooses SBS to reinvent card management: a strategic partnership driving performance and innovation. In a payments market undergoing profound transformation, where expectations around seamless experiences, security, and time-to-market have never been higher, Estreem, the joint venture between BNP Paribas and BPCE dedicated to payment services has made the strategic decision to rely on SBS for the management of its card operations. With a clear ambition to become a leading BPO Cards & Acquiring player across EMEA, Estreem is laying a strong foundation through this partnership. The collaboration aims to industrialize processes, strengthen the reliability of the production chain, accelerate time-to-market, and enhance both quality and compliance standards. In this exclusive interview, Vincent Querette shares the operational and strategic drivers behind this decision. He also outlines the shared vision that brings Estreem and SBS together around operational excellence and sustainable performance. A rich and forward-looking discussion, firmly focused on shaping the future of payments.

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