Design, build and run your digital native bank
SBS Digital Banking Suite delivers future-proof solutions that empower financial institutions to modernize and evolve at their own pace. AI-enhanced customer journeys, marketing analytics, seamless onboarding, and open banking data enable advanced, and compliant digital experiences across web and mobile, integrated end-to-end with core banking systems for retail and business customers.
Of the top 50 EMEA banks choose us
Chosen for secure, compliant digital platforms with proven core integration.
Days to launch digital journeys
Go live in as little as 90 days with an integrated digital platform.
Faster time-to-market
Accelerate delivery using low‑code tools for faster digital deployments.
NPS for customer satisfaction
Deliver secure, digital experiences that drive loyalty and customer satisfaction.
Benefits
Build tomorrow's bank, today
Enhanced customer engagement
Deliver elegant and intuitive digital experiences with a mobile-first platform designed for European banking, supporting evolving customer expectations, accessibility standards, and real-time financial interactions.
Deepen customer relationships
Deliver personalized, insight-driven experiences with cloud-native agility, enabling banks to launch new services efficiently, tailor offers to changing customer needs, and build long-term banking relationships based on trust and relevance.
Drive new customer acquisition
Drive acquisition with a frictionless, end-to-end digital onboarding journey that removes barriers to account opening and enables secure, compliant access, creating a strong foundation for sustainable customer growth.
Unlock new revenue streams
Expand your value proposition through secure integrations with fintechs and ecosystem partners, unlocking new digital services, embedded finance opportunities, and scalable revenue models.
Designed to build the bank of tomorrow
A complete set of modular digital banking capabilities, covering onboarding, daily banking, payments, lending, data, and AI, designed to integrate seamlessly with core banking systems and evolve over time.
Onboarding & subscription
Daily banking
Payments & cards
Loan origination & servicing
Fast and compliant onboarding journeys
End-to-end digital onboarding for retail and SME customers with integrated KYC, AML, accessibility, and digital identity support. Seamless product subscription across channels. Localized and personalized.
Intelligent and personalized experiences
Empower users with real-time insights, financial dashboards, open banking aggregation, and secure account management, all in one app.
Fast and secure global payments
Enable instant, card, P2P and virtual payments with built-in compliance and readiness for evolving European payment schemes. Support Apple Pay, Google Pay, Cryptocurrency, and Request-to-Pay.
From origination to pay-off
Fully digital and automated loan origination, with self-service loan management and faster decisioning, driving revenue growth and efficiency.