Transform payments into possibilities at the speed of NOW!

SBS’ cutting-edge solution guarantees lightning-fast processing for all your transactions – mass or individual. At the heart of our offering lies a cloud-native, core-agnostic solution engineered for peak efficiency.

Experience the future of payments with us – where speed, compliance & security converge to elevate your business to new heights!

Instant Payments

Arm your customers with the power to pay in an instant

Enable secure payment initiation and give your customers the ability to make funds available anytime, anywhere with the SBS cloud-native instant payments solution.

Process at lightning speed – 1000 transactions per second – with parallel processing, achieve average response times of 650 milliseconds (ms), and reduce total cost of ownership (TCO) by up to 33% by mutualizing the instant payment solution.

  • Scalable and robust Architecture | Grow your transaction volumes with ease, thanks to cloud-native payment processing architecture.
  • Connectivity | Compatible with all major CSMs in Europe: STET, equensWorldline, Deutsche Bundesbank, EBA Clearing, and TIPS.
  • Fight all types of payment fraud | Leverage AI and machine learning (ML) to tackle fraud in real time, reducing false positives by up to 85%.
  • Fast implementation | Quickly go to market and comply with regulations. Go live in 4-6 months.
  • IBAN Name Check |Enable payer to quickly confirm that he is sending money to the intended recipient.
  • Sanctions Screening | Oblige with the latest restrictive measures of daily screening to ensure PSUs are not listed person or entities.
Instant Payments | Specs | Illustration
  • Optimized Performance

    Process at lightening speed with parallel processing. Process 1000 transactions per second. Achieve avg response time of 650ms.

  • Proven scalability

    Leverage our cloud-native solution to grow your volumes hassle-free without compromising on performance.

  • Strong fraud management

    Leverage Artificial Intelligence and Machine Learning to tackle fraud efficiently in real-time. Reduce false positives by up to 85%.

  • One-stop shop

    All your requirements, from processing to clearing, from IBAN name check to sanctions screenings in one place!

  • Ready for the future

    The solution is engineered to meet the latest regulatory and market develpoments such as European Payments Initiative (EPI).

  • Cost Efficient

    Pay per your usage with a true SaaS solution.
    Some of our clients have achieved up to 33% cost-efficiency by sharing infrastructure.

Our Client’s Experience

Building a software solution and an Instant Payment Platform for four different banks – Société Générale, La Banque Postale, Boursorama and Crédit du Nord – in 18 months was an incredible challenge we were able to take up thanks to our strong and reliable partnership with SBS.“

Patrice Galy, CEO of Transactis

Instant Payments | 2024 | | They Trust Us | Logos : Argenta, Crelan, Transatis, Societe Generale, La Banque Postale, Van Lanschot